Annuity Gator connects its customers to a wide range of annuity providers. Learn More About Me. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. He took the time to educate me on the alternatives available in the field of annuities. Balanced safety and growth. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Slow but steady growth over time. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. With more than 58% of United Heritage’s overall. S. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. 75% to 6%, depending on your age and the income option. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Income that can keep pace with inflation and market growth. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . There are some other key features to consider with the. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Despite the current volatility in the. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Better to lock in a guaranteed lifetime income. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. This includes comparing different annuities side-by-side – and we. But the tradeoff here is these riders oftentimes require an added expense. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. For producing an income for life that cannot be outlived by a surviving spouse. 5%. My name is Robert ”Bob” Gardner. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. With that in mind, having an income plan in place before it is actually needed is highly recommended. 35%. 40%. And, if you choose the lifetime income option, this. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. 12:36 PM, 16 June 2017 . com team members will personally. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. My name is Matthew Taub. have an annuity question? Our Advisors. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. Annuity Basics. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Compare the annuity’s performance against. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. Annuity Gator is a website that helps you compare and choose annuities from different providers. 8 350 total 83% 5% 2% 2-star 2% 1. Guaranteed lifetime income in retirement. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Despite the current volatility in the. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. com team members will personally. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. 25%. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. My name is William Seeley. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. Despite the current volatility in the. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. 60% a year, and the maximum annual fee for the life of the contract is 2. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. They use a combination of. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 21% and 1. Annuities Explained. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. Best and a Long-Term Issuer Credit Rating of bbb+. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . That’s where the Annuity Gator comes in. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Read customer reviews of their agents, products, and services on Trustpilot. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Learn More About Me. ”. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. 2 billion. ”. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. We look forward to hearing from you. Despite the current volatility in the. Headquartered in Newport Beach, California, Pacific Life. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. As an income source for investors who have a longer timeline. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. These fees include an annual contract maintenance. That’s where having an Annuity Investigator who loves math comes in. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. 75% to 6%, depending on your age and the income. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. This seemingly endless stream of annuity. We Investigate Annuities So You Don’t Have To. This annuity allows you to turn a lump sum of money into a steady income stream right way. product was identified and. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. product was identified and information sent. Despite the current volatility in the market and the low interest. The broker openly acknowledges that annuities aren’t for everyone. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. 11:13 AM, 29 January 2019 . The minimum fee for this feature is . Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. My name is Jason Siebert. So, at that time (fall 2021), there is no track record on which to base its performance. For example, on a $100,000 portfolio, the. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. My name is Matthew Taub. Annuity Gator – Ryan Smith Bio. The opportunity for additional, index-linked. Best, and an A- (Strong) from Standard & Poor’s. This annuity tracks the S&P 500 index. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. ) By paying this fee, your money will grow or step-up in a separate account. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. These contributions are tax-deductible and they grow tax-deferred. Overall fixed index annuity sales. The opportunity for additional, index-linked. Sources Retirement Uses for Your Health Savings Account (HSA). Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. These charges will start at 9% and grade down each year until year ten. M. Given this, it is important to consider any annuity a long term financial endeavor. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. Jackson National Life Insurance Company has been in operation since 1961. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. The opportunity for index-linked growth. I received a thorough understanding which left me at ease with a clear mind. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). If you’re still considering the Navigator Elite MVA annuity from. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. 70% for joint life (both you and your spouse. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. Learn More About Me. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. Here you’ll find truthful, clean and understandable information regarding annuities. If you’re still considering the Fidelity FG Guarantee. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Here, this annuity charges additional fund platform fees that can range from . We can be reached by phone at (888) 440-2468 , or by sending us an. 20% for a single Life or 2. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. Guaranteed lifetime income stream. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. An annuity is designed to give you income. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. Learn More About Me. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Initially, he listened to understand my needs, wants, and fears. 2 Living Benefit Rider The Transamerica Income Edge 1. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. Annual withdrawals of 3. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. ) By paying this fee, your money will grow or step-up in a separate account. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Best, The Annuity Gator P. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. M. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. (Then, following the initial guaranteed option period, renewal interest rates. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. Share Tweet Pin it Share. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. The minimum fee for this feature is . My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. We. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. If you have been seeking more information about annuities online, you have. 5% will also come with an annual rider fee of 0. (There are several other rate guarantee periods also available on the Solutions MYG annuities). We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. Read 6 reviews from customers who rated Annuity Gator 1. Annuities are a highly unique. So, if you are still considering the. Use the form on our website and one of the AnnuityGator. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Despite the current volatility in the market and the low. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. Annuity Gator provided the contact with Joshua, and I am glad they did. M. Despite the current volatility in the. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. If you’re still considering the Farm Bureau Select IV New Money 4. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on the Transamerica Income Edge 1. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. (888) 440-2468. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . This means that regardless of future economic conditions. The representative also went into detail and explained to me the pros and cons of my annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. Best, and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Annuities can be complex. Hagin . In fact, within a relatively short time for an insurer. My name is Mark Newman. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. In addition, there is an annual service charge of $35, up to a maximum of $50. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Barclays U. The smart way to get honest annuity guidance. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. For investors who have a family history of life longevity. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. My name is Brian Greco. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. The annual charges for these are 0. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. Best. Again no pressure to buy anything. Your personal info might be collected and sold to a random insurance. com Visit this website Write a review 4. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Upstream Life is headquartered in Dallas, Texas. It’s our firm belief that when. We have been doing this for quite a few years now – far longer than our competitors. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Annuities are a unique product in that. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. He. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. In this case, for instance, it provides greater downside protection in the case of a market downturn. As of year-end 2018, American Equity. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. Despite the current volatility in the market and the low-interest. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. Adam Grubius LICENSED ANNUITY ADVISOR. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. 4 Comments . For instance, this annuity can provide you with a personal pension-like income. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. These begin in Year 1 at 9%, and they gradually grade down to . Competitive interest rates. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. So, if you would like to get a better. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The Annuity Gator’s End Take on the Prudential HDLI v3. My name is Zach Poitra. Fixed index annuities are a type of fixed annuity. Overall, given the low return that the Allianz 222 annuity has produced of. 00%. How Do Annuities Work. In addition, there is an annual service charge of $35, up to a maximum of $50. Share your videos with friends, family, and the worldMYGA Plus. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. Independent annuity professionals provide honest.